Introduction
Overview of the InsureStream climate protection protocol
InsureStream is a decentralized, index-based climate insurance protocol built to shield smallholder farmers from devastating drought and flood cycles. By combining satellite telemetry, on-chain smart contracts, and stablecoin payments, we reduce verification times from months to minutes.
Why Parametric?
Traditional insurance relies on loss adjusters visiting farms physically to verify damage. Parametric insurance automatically executes payouts based on pre-defined indexes (like rainfall dropping below 45mm over 30 days) verified cryptographically on-chain.